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Funding Solutions Built for Business

Direct capital. No brokers. Real decisions made by people who understand Georgia commerce.

Our Funding Programs

Capital for Every Stage of Business

S&K Property Services LLC offers a complete suite of direct lending solutions for businesses at every stage of growth. From working capital to equipment and commercial real estate, we provide funding that's structured around your business — not a one-size-fits-all formula.

Working Capital Loans

Flexible business funding to cover daily operational needs, inventory restocking, payroll continuity, and short-cycle growth opportunities. When your business needs liquidity to operate at full capacity, our working capital solutions deliver fast and without friction.

  • Funding from $10,000 to $2,000,000
  • Approval and funding within 24–48 hours
  • Minimal documentation requirements
  • No collateral required for qualifying businesses
  • Flexible repayment structures
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Equipment Financing

Acquire the machinery, vehicles, technology, and specialized equipment your business needs to compete and grow. Our equipment financing solutions let you preserve working capital while investing in productive assets that drive revenue.

  • New and used equipment across all industries
  • Competitive fixed rates with clear terms
  • Equipment serves as collateral — no additional assets needed
  • Terms from 12 to 84 months
  • From construction equipment to commercial kitchen fit-outs
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Revenue-Based Financing

Growth capital that aligns with your business performance. Revenue-based financing provides upfront capital in exchange for a small percentage of your future revenue — no fixed monthly payments, no collateral, and no equity dilution.

  • Payments scale with your revenue — flex down in slow months
  • No fixed payment schedule to strain cash flow
  • Ideal for seasonal businesses and high-growth companies
  • Funding based on business performance, not credit score alone
  • Fast access to $25,000–$1,000,000
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Commercial Real Estate Funding

Finance the acquisition, renovation, or repositioning of commercial properties. S&K's commercial real estate funding solutions bridge the gap between your property vision and the capital needed to execute it — with direct lender speed.

  • Purchase, renovation, and bridge financing
  • Retail, office, warehouse, and mixed-use properties
  • Loan-to-value up to 80% on qualifying properties
  • Faster closings than traditional bank real estate loans
  • Georgia-focused with deep regional market knowledge
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Invoice Financing

Stop waiting 30, 60, or 90 days for your customers to pay. Invoice financing unlocks the capital tied up in your outstanding receivables — converting your invoices to immediate working capital without taking on new debt.

  • Advance up to 90% of invoice face value
  • Access funds within 24 hours of invoice submission
  • No long-term contracts required
  • Ideal for B2B companies with net-30 to net-90 terms
  • Preserves banking relationships and credit lines
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Business Line of Credit

A revolving business line of credit gives you on-demand access to capital — draw what you need, when you need it, and repay on your schedule. Ideal for businesses managing variable cash flow or looking to capitalize on time-sensitive opportunities.

  • Draw up to your approved credit limit at any time
  • Only pay interest on what you draw
  • Repay and redraw — the line revolves automatically
  • Lines from $25,000 to $500,000
  • Strengthen your financial position over time
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Who Qualifies

Broad Eligibility, Real Flexibility

We believe more Georgia businesses deserve access to capital than traditional lenders allow. Our direct lending model gives us flexibility to work with a wider range of business profiles.

  • 6+ months in business
  • $10,000+ in average monthly revenue
  • U.S.-based business entity (LLC, Corp, Sole Proprietor)
  • Active business bank account
  • No open bankruptcies in the last 12 months
  • All credit profiles considered

Ready to Apply?

Most applications take under 5 minutes. Our team reviews every submission personally and responds within one business day.

Start Your Application