Legal & Compliance

Terms & Conditions

Last Updated: July 1, 2025  •  Effective Date: July 1, 2025  •  S&K Property Services LLC  •  skpropertyservice.com

1. Acceptance of Terms

Welcome to S&K Property Services LLC ("S&K Property Services," "we," "us," or "our"). By accessing or using the website located at skpropertyservice.com (the "Site"), submitting an inquiry, or engaging our services, you ("User," "you," or "your") agree to be bound by these Terms & Conditions ("Terms").

If you do not agree to these Terms, please do not access or use our Site or services. We reserve the right to update these Terms at any time. Your continued use of the Site following any changes constitutes acceptance of those changes.

2. Description of Services

S&K Property Services LLC is a direct business lender based in Martin, Georgia, providing the following financial products and services to qualifying businesses:

  • Working Capital Loans
  • Revenue-Based Financing
  • Equipment Financing
  • Business Lines of Credit
  • Invoice Financing
  • Commercial Real Estate Funding

All funding decisions are made directly by S&K Property Services LLC. Approval, funding amounts, and terms are subject to our underwriting requirements and applicable law. Submission of an inquiry does not guarantee approval or funding.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be an authorized representative of a legally operating business
  • Provide accurate, truthful, and complete information in any application or inquiry
  • Not be prohibited by law from entering into financial agreements

We reserve the right to deny service to any individual or business at our sole discretion.

4. Use of This Website

You agree to use the Site only for lawful purposes and in a manner consistent with these Terms. You agree not to:

  • Use the Site for any fraudulent or unlawful purpose
  • Attempt to gain unauthorized access to any part of the Site
  • Transmit viruses, malware, or other harmful code
  • Scrape, harvest, or collect data from the Site without our express written consent
  • Reproduce, duplicate, or copy any portion of the Site without permission
  • Interfere with or disrupt the integrity or performance of the Site

We reserve the right to terminate your access to the Site for any violation of these Terms.

5. SMS & Text Messaging Terms

If you have provided your mobile phone number and opted in to receive SMS or text message communications from S&K Property Services LLC, the following terms govern that program:

SMS Terms & Conditions

Program Description: S&K Property Services LLC operates an SMS messaging program to communicate with opted-in customers regarding business funding products, application status, promotional offers, and related services.

  • Automated Dialing: By opting in, you consent to receive SMS/MMS messages sent using an automatic telephone dialing system (ATDS) from S&K Property Services LLC.
  • Message Frequency: Message frequency may vary. You may receive up to 4 messages per month based on your activity and our promotional calendar.
  • Message & Data Rates: Message and data rates may apply. Standard carrier rates apply; charges are billed by your mobile service provider.
  • Opt Out: Reply STOP to opt out of our SMS program at any time. You will receive a final confirmation message. After opting out, you will receive no further SMS messages from this program unless you re-enroll.
  • Help: Reply HELP for assistance, or contact us at shayne@skpropertyservice.com.
  • No Purchase Required: Consent is NOT a condition of purchase. You may obtain our business funding services without consenting to receive SMS communications.

Supported carriers include AT&T, Verizon Wireless, T-Mobile, Sprint, Boost Mobile, U.S. Cellular, MetroPCS, and others. Carrier support for this program is subject to change without notice.

S&K Property Services LLC is not responsible for any delays or failures in receiving SMS messages. Delivery is subject to effective transmission from your network operator.

For more information about how we collect and use your mobile number, please review our Privacy Policy.

6. Accuracy of Information

The information provided on this Site is for general informational purposes only. While we strive to keep information current and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics on the Site.

Funding terms, rates, and amounts referenced on this Site are illustrative only and subject to change. Actual terms are determined at the time of a formal application and subject to underwriting approval.

7. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of S&K Property Services LLC or its content suppliers and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from this Site without our express prior written consent, except for your own personal, non-commercial use.

8. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. S&K PROPERTY SERVICES LLC DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, S&K PROPERTY SERVICES LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability to you for any claims arising from or related to these Terms or the Site shall not exceed the amount paid by you to us in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless S&K Property Services LLC and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site.

11. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising under or related to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Franklin County, Georgia.

You waive any objection to venue in such courts and agree to accept service of process by mail or any other method permitted by applicable law.

12. Privacy Policy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information, including our SMS data practices.

13. Modifications to These Terms

We reserve the right to modify these Terms at any time in our sole discretion. Changes will be effective upon posting to the Site with an updated "Last Updated" date. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

14. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, the remaining provisions shall continue in full force and effect. The invalid, illegal, or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and S&K Property Services LLC with respect to your use of the Site and supersede all prior agreements, representations, and understandings.

16. Contact Us

If you have any questions or concerns about these Terms & Conditions, please contact us:

Please also review our Privacy Policy for information about how we handle your personal data.